Spend Stablecoins
Like Cash. Anywhere.
Turn your crypto into everyday money — pay and withdraw across the globe.
Get the CardPay Globally
Accepted wherever Visa works — online or offline. Your stablecoins convert instantly at checkout.
Apple Pay & Google Pay
Add your card and pay with your phone, watch, or any supported device.
VIP Concierge
Dedicated account manager, priority support, and private concierge service.
From Onchain to Real Life
Your Money Works
While You Spend
- 01 Withdraw cash at ATMs worldwide
- 02 Earn up to 5% yield on your balance
- 03 24/7 fraud monitoring
- 04 VIP concierge service
Global Account
Your stablecoin account, with an IBAN.
Open an AccountPay & Send in USD and EUR
Pay invoices and send money globally — directly from your stablecoins to any bank account.
Escape Local Currency Risk
Hold your savings in USD and EUR — safe from local currency devaluation.
Earn on Your Balance
Get up to 5% annually — on your USD and EUR balance.
Global Account
Move Money
Your Way
- 01 SEPA transfers
- 02 ACH transfers
- 03 Local bank transfers
- 04 QR payments
- 05 Up to 5% APR
Self-Custody Wallet
A highly secure non-custodial wallet where your assets only belong to you.
Get the WalletDeposit Your Crypto
Store your digital assets in a wallet you fully control. Your keys, your coins.
Swap
Exchange between tokens, track your portfolio, and manage a wide range of crypto — all in one place.
Earn
Stake your crypto and earn rewards. Your balance grows while you hold.
Move Money
Without Limits
Send money anywhere in the world — via bank or stablecoins — instantly and without friction.
Get StartedTransfers
Send money globally via bank rails or stablecoins. No delays, no intermediaries, no hidden fees.
Payments
Pay invoices, cover expenses, and settle with anyone — from your stablecoin balance to their bank account.
Local Currencies
Send and receive money globally in local currencies.
Your money should move when you need it,
not when banks allow it.
One place for everything: transfers, payments, and global payouts.
- 01 15+ currencies
- 02 70+ countries
- 03 VIP concierge
- 04 24/7 fraud detection
AI Agents That
Handle Your Money
Each agent has one job. It runs 24/7, learns your patterns, and acts on your behalf.
Payments Agent
Pay Anything Anywhere
AI agent manages recurring payments, service payments, top-ups and routine transactions on your behalf. You stay in the chat — the agent handles everything.
How it works
You type what you need — "top up Steam", "pay electric bill", "renew Netflix"
Agent logs into the service on your behalf — no copy-pasting addresses or card numbers
Converts your stablecoins and completes the payment automatically
You get a confirmation in chat. Done. You never left the app.
Credit Card Agent
Debt Optimizer
AI agent that analyzes all your cards and tells you exactly what to pay to minimize interest and get out of debt faster.
How it works
Connect your cards — agent reads balances, rates, and due dates
It picks the best payoff order to save you the most money
Auto-pays the right amounts each month
Shows you exactly when you'll be debt-free
Wealth Agent
Autonomous Wealth
Saves, allocates, and manages your capital. Your AI wealth manager.
How it works
Set your goals — how much risk, how much to save
Agent watches all your balances across wallets and accounts
Moves idle money into yield, rebalances when needed
Always keeps a buffer so you're never caught short
Tax Agent / CPA
Your CPA. Always On.
Tax preparation, deadline tracking, optimization. Replaces the annual CPA for most common tax scenarios.
How it works
Agent categorizes every transaction as it happens
Finds deductions you'd miss and flags tax events
Tracks deadlines and prepares your filing
Sets aside the right amount — tax day is just a confirmation
Financial Planner
Set a Goal. Agent Does the Rest.
Budget planning, savings goals, big purchases. Long-term financial planning that adapts as life changes.
How it works
Set a goal — emergency fund, car, house, anything
Agent builds a plan and saves automatically from your income
Watches your spending and adjusts when life changes
Alerts you only when something actually needs your attention
