NON-CUSTODIAL CARD TERMS & CONDITIONS

Effective Date: 05 December 2025

By ordering, activating, or using the non-custodial card and associated services within the Simple App, you agree to be bound by the following terms and conditions. Please read them carefully.

DOCUMENT LIST (LINKS):

• Non-Custodial Card General Terms of Service

• Partner Platform Account Terms

• Non-Custodial Payment Card Terms and Conditions

• Card Provider Pay Chain Limited Terms of Service